Overview
This Privacy Policy describes how InsuranceSaver.online ("Website," "we," "us," or "our"), operated by InsuranceSaver, collects, uses, discloses, and safeguards information about visitors and users of our Website and services.
By accessing or using our Website, you agree to the collection and use of your information as described in this Policy. If you do not agree, please do not use our Website.
This Policy is incorporated into and subject to our Terms of Use. Capitalized terms used but not defined here have the meanings given in our Terms of Use.
Information We Collect
When you submit a request or register on our Website, we may collect the following categories of personally identifiable information ("PII"):
| Category | Examples |
|---|---|
| Identity | First and last name, date of birth, gender |
| Contact | Home address, email address, telephone number |
| Financial | Household income, credit-related information |
| Vehicle | Vehicle type, make, model, year, VIN |
| Driving History | License number, driving record, prior claims |
| Property | Home ownership status, property type, location |
| Health | General health status (for health insurance inquiries) |
Providing complete and accurate information is your responsibility. We rely on the accuracy of submitted data to match you with appropriate Service Providers.
Automatic Data Collection
When you visit our Website, certain information is collected automatically through standard web technologies, including:
- Log data: IP address, browser type and version, internet service provider (ISP), referring/exit pages, and timestamps
- Device information: Operating system, device type, screen resolution
- Usage data: Pages visited, links clicked, time spent on pages, clickstream data
- Cookies and similar technologies: Session cookies, persistent cookies, web beacons, pixel tags, and scripts
This data is used to operate and improve our Website, analyze trends, and administer the platform. It may be linked to your PII for the purposes described in this Policy.
How We Use Your Information
We use the information we collect for the following purposes:
- Matching you with insurance providers, agents, and brokers who may offer relevant products
- Delivering and fulfilling your service requests
- Sending quotes, offers, and follow-up communications related to your inquiry
- Displaying personalized content and targeted advertising
- Conducting internal research, analytics, and Website performance analysis
- Complying with legal obligations and enforcing our Terms of Use
- Improving and developing our services, Website features, and user experience
- Sending administrative notices, updates, and promotional communications
- Preventing fraud and ensuring the security of our platform
Information Sharing & Disclosure
We may share your personally identifiable information with the following categories of recipients:
- Insurance companies, agents, and brokers: To provide quotes and connect you with relevant coverage options
- Marketing and affiliate partners: Third parties who may contact you with related offers and services
- Service providers and vendors: Companies that assist us in operating our Website and business (e.g., hosting, analytics, email delivery)
- Corporate affiliates: Our parent company, subsidiaries, and affiliated entities
- Legal and regulatory authorities: When required by law, court order, or to protect our legal rights
- Business transfers: In connection with a merger, acquisition, asset sale, or bankruptcy proceeding
We do not sell your information to unaffiliated third parties for their independent marketing purposes in a manner that constitutes a "sale" outside the scope of our service model.
Marketing & Communications Consent
By submitting your information through our Website, you expressly consent to receiving marketing and informational communications from us and our Service Providers via:
- Phone calls, including to mobile numbers
- SMS / text messages, including via automated dialing systems
- Pre-recorded or artificial voice messages
- Postal mail
To opt out:
- SMS: Reply STOP to any text message
- Email: Click the Unsubscribe link in any email we send
- Direct request: Email contact@insurancesaver.online
Note that opting out of our communications does not automatically opt you out of communications from third-party Service Providers who have already received your information.
Cookies & Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience, analyze site traffic, and support our advertising efforts. Types of cookies we use:
- Essential cookies: Required for the Website to function properly
- Analytics cookies: Help us understand how visitors interact with the Website (e.g., Google Analytics)
- Advertising cookies: Enable interest-based advertising and remarketing on third-party platforms
We use Google Analytics to collect and analyze Website usage data. Google Analytics uses cookies and may transmit data to Google servers. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
For interest-based advertising, you may opt out through the Digital Advertising Alliance (DAA) at optout.aboutads.info.
Most browsers allow you to refuse or delete cookies through their settings. However, disabling certain cookies may affect the functionality of our Website.
Your Rights & Choices
Depending on your location and applicable law, you may have certain rights regarding your personal information:
Access
Request a copy of the personal information we hold about you.
Correction
Request correction of inaccurate or incomplete personal information.
Deletion
Request deletion of your personal information, subject to legal obligations.
Opt-Out
Opt out of promotional communications and certain data sharing practices.
Portability
Receive your data in a structured, machine-readable format where applicable.
Complaints
Lodge a complaint with a supervisory authority if you believe your rights have been violated.
To exercise any of these rights, contact us at contact@insurancesaver.online. We will respond within the timeframe required by applicable law.
California Residents — CCPA Rights
If you are a California resident, the California Consumer Privacy Act (CCPA) grants you additional rights regarding your personal information:
- Right to Know: You may request disclosure of the categories and specific pieces of personal information we have collected about you, the sources of collection, the business purposes for collection, and the categories of third parties with whom we share it.
- Right to Delete: You may request deletion of your personal information, subject to certain exceptions permitted by law.
- Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.
- Right to Opt-Out of Sale: To the extent our data sharing constitutes a "sale" under the CCPA, you have the right to opt out. Contact us at contact@insurancesaver.online to exercise this right.
To submit a verifiable consumer request, contact us at contact@insurancesaver.online. We will verify your identity before processing your request.
Nevada Residents
Nevada residents may have the right to opt out of the sale of certain covered information we have collected or will collect about you. To submit an opt-out request under Nevada law, please contact us at contact@insurancesaver.online with the subject line "Nevada Privacy Request."
Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction. These measures include encryption of data in transit and access controls on our systems.
However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. You provide your information at your own risk.
In the event of a data breach that affects your personal information, we will notify you as required by applicable law.
Children's Privacy
Our Website is not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at contact@insurancesaver.online and we will take steps to delete such information promptly.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will update the "Effective Date" at the top of this page and, where appropriate, provide additional notice.
Your continued use of our Website after any changes to this Policy constitutes your acceptance of the updated Policy. We encourage you to review this page periodically.
Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out to us:
- Email: contact@insurancesaver.online
- Website: InsuranceSaver.online
- Operator: InsuranceSaver